Additional Items an Underwriter Wants to See

Matt Padgett with Keystone Mortgage answers the question, “What additional items would an underwriter want to see?”

The underwriter may have additional items after you have been through underwriting, what kind of items should you expect that the underwriter will have questions on? Some of those items may be:

• updated bank statements
• updated pay stubs
• verified clearance of your earnest money check

In addition, your underwriter may need explanations of your previous work history and previous addresses where you may have lived. They may need explanations for large deposits in your bank account or items such as that. For more information or if you have other questions, give us a call 865.909.0211

If you have any additional questions about the mortgage process, call Keystone Mortgage at 865-909-0211.

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