Hi, Matt Padgett with Keystone Mortgage. Happy Monday! I get asked the question a lot what determines what interest rate I get. Well there are several things that determine what mortgage interest rate you get. First of all would be credits score. And it would be the value of the home compared to the loan amount you were taking out. Also the property tax can make the interest rate higher or lower. For instance a condominium interest rate most times is gonna be higher than a single family house. And typically a government loan the interest rate will be a little lower than conventional. But there’s give and take for every loan.