Federal Reserve Rate Drop: What It Means for Your Mortgage


Hi Matt Padgett with Keystone Mortgage, Hope you’re having a fabulous week!
The Federal Reserve dropped the Fed’s funds rate yesterday. This is the rate that banks lend to each other, and it’s the third time they’ve dropped it this year. It was already generally priced into mortgage rates. They expected this drop so I don’t see much change in mortgage rates over the next few weeks. We’ll wait and see where they go for the remainder of the year.
The FED said that the economy is generally steady and strong. There is some weakness in some international sectors but apparently, everything looks good for now!
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