Hi, it’s Matt Padgett with Keystone Mortgage. As we go into the last month of the year, there are two things I want you to think about. First of all, now is when we build momentum for 2019. Whether it’s momentum with our family and our relationships, with our business, with our bodies, now is the time to build that momentum to take us into the start of 2019 so we’re really ready to go. Second of all, I want to advise you to put aside an hour or two sometime in December so you can think about the things you really want to do in 2019. So those are two points that I’m really thinking about this month. I want you to think about and I think they’ll be really helpful as we wind down this year and start 2019. You can reach us at (865)-909-0211.